The Sacco Societies Regulatory Authority (SASRA) has listed 345 Saccos licensed and authorized in Kenya for the financial year ending 31st December 2025.

In a gazette notice dated January 24, SASRA published the names of licensed 178 deposit-taking and 177 non-deposit-taking Sacco businesses.

“Pursuant to section 28 of the Sacco Societies Act (the Act), SASRA publishes for notification of the general public that in accordance with regulation 8 of the Sacco Societies (Deposit-Taking Sacco Business) Regulations, 2010, the 178 Sacco Societies listed in Schedule I herein are duly licensed to carry out deposit-taking business in Kenya as provided in the Act as read with the said Regulations, 2010, for the period commencing 1st January, 2025 to 31st December, 2025,” read the notice in part. 

“In accordance with regulation 6 of the Sacco Societies (Non-Deposit-Taking Business) Regulations, 2020, the 177 Sacco Societies listed in Schedule II herein are duly authorized to undertake the specified non-deposit-taking Sacco business in Kenya as provided in the Act as read with the said Regulations, 2020, for the period commencing 1st January 2025 to 31st December 2025. "

SASRA Licenses 178 Deposit-Taking SACCOS

Among notable licensed deposit-taking Saccos are 2NK, Mwalimu National, Ng’arisha, NSSF, Skyline DT, The Kenya Bankers, Acumen DT, Afya, Gusii Mwalimu, Kenya National Police DT, and Stima DT.

Others include Agrochem, Ainabkoi, Airports, Amica, Ammar, Keystone DT, Kimbilio Daima, Apstar DT, Ardhi, Kenversity, Asili, Azima, Kingdom, Kwikas DT, Kimisitu, and Bandari.

Additionally, Baraka, Baraton, Bi-High, Biashara, Biashara Tosha, Bingwa, Boresha, Capital Centenary, Chai, Chuka, and Egerton University Sacco are included in the list.

Additional key players in the category include Chuna, Cosmopolitan, County, Daima, Defence, Dhabiti, Dimkes, Kenya Achievas DT, Dumisha, Eco-Pillar, Kenpipe, Kenya Highlands, Kweru DT, and Edis.

The list also includes Elimu, Enea, Faridi, Fariji, Fortitude, Ufanisi DT, Fortune, Fundilima, GDC, Golden Pillar, Good Faith, Good Hope, Kibiye, Kencream, Kolenge, and Goodway Saccos.

Harambee DT, Hazina, Home Business, Ilkisonko, Imarika, Imarisha, Jamii, Jamii Yetu, Koru DT, Jogoo, Joinas, Jumuika, K-Pillar, K-Unity, and Jitegemee Saccos are also recognized.

Non-Deposit Taking Saccos Authorized

Among the non-deposit taking (WDT)regulated Sacco societies authorized are Law Society of Kenya, HELB, Java, KASNEB, KEMRI, Kenya Medical Association, Kentours, Kenya Rural Roads, Faulu Bank,Ketepa and Postbank.

Other authorized non-WDT Sacco societies include 3N, ABC Empowerment, Accel, ACK Kihara, ACK Thika Talents, Adventist, AIBK, Airlink, Alarms, AMREF, Appollosure, Ballot, Balozi, Bamburi Wananchi, Bands, Banki Kuu, Barabara, and Baraka Yetu.

BAT, Besco, Bestrock, Biblia, Blue Eagle, Braemeg, Brookside, Bunge, Bunista, CDF, CFAO, Christian Entrepreneurs, CIC, Communication, Concorde, Co-operative Bank, Cotts, Davis & Shirtliff, Devco, Dhamini, and Digital Media are also listed.

Furthermore, the list includes Dudu, Eagle’s Eye, Embassava, Energy, EPZA, Equity, Esta, Exams, Family, Farmers Choice, Finnlemm, Forward Travellers, Fugo, Gathers, Global Express, Grain Bulk, Grand Granite Diaspora, and Green Aro Community.

Haco, Heart, Hills, Hyperflora, Irrigation, Jachin,Uokoaji, KAG, Kanisa, Kenya Re, Kiatu, Kico, Kilele, Unifying, Vegpro, Kirungii, Kutafiti, Minet,Wasado, Waskom, Zoghori, uwezo, utafiti, and utabibu non- WDT saccos are licensed.

Deposit-Taking Sacco Names Non-Withdrawal Deposit Taking Sacco Names

Lamu Teachers Neno

Leng Nendeni

Mafanikio Mkombozi

Magadi Kiambu Chania Umoja

Magereza Mataara Travellers

Maisha Bora Kenya – USA Diaspora

Mentor Kimtech

Metropolitan National Nairobi Water

Mhasibu DT Mzima Springs

Mudete Mikebe

Muki Nairobi Consumers

Mwietheri Maridhawa

Mwito Kijabe

Nacico Kenred

Nafasi DT KIDAPU

Nandi Farmers Masterways

Nation DT Limlak

Nawiri Lompasago

Ndege Chai Maktaba

Ndosha Mount Kenya University

New Fortis Kenchic

Nexus London

Ng’arisha Madison

Njiwa MTN

NRS Mofaa

NSSF Kumbukumbu

Nufaika ICEA Agents

Nyambene Arimi Jumuia Ya Ulaya

Nyati Kingsize

Ollin Kabarak University

Orient Kinga

Patnas Stoke – UK Diaspora

Ports DT Toa

Prime-Time Samrt Savers

Puan The Standard

Qona Total

Qwetu Torch

Sheria Tetra Pak

Shirika DT Tramom

Shoppers Transglob

Simba Chai Transwest

Siraji Unga

Skyline DT Uaminifu

Smart Champions Ubora

Smartlife Uaminifu

Solution Ukombozi

Sotico Ukaguzi

Southern Star Unbound

Stake Kenya Verona Huruma

Stawisha Vision

Strategic DT United Women

Suluhu USIU-Africa

Supa Parents Plan

Tabasamu Nyumba – Nairobi

Tabasuri DT Olkaunsel

Tai Nimepata

Taifa Network

Taqwa Nyumba Generations

Taraji Panda

Telepost PCEA

Tembo Parliamentarians

Tenhos PCEA Ruiru, Kayole, Makupa Parish

Thamani Polytech

The Apple PESA

The Noble Radio Guard

Times U Queensway

Topkrim DT PEFA Nairobi Central

Tower Rambhai

Trans – Counties Ramco Group

Trans – National Times Relief

Trans Elite County Rembo Shuttle

Trans Nation Reli

Ukristo Na Ufanisi DT Shamiri

Unaitas Rubani

Uni – County Sauti

Unison Royal Media

United Nations DT Sawa

United Winners Sisi Kwa Sisi

Universal Traders Shelloyees

Univision Hoechem

Ushuru Majanees