Co-operative Bank of Kenya has announced a Sh1 per share interim dividend after its profit after tax grew by 12.3 percent to Sh21.6 billion in the nine months to September 2025, up from Sh19.2 billion recorded during a similar period last year.

The bank’s improved earnings were supported by strong revenue growth across its subsidiaries, including Kingdom Bank Ltd, Kingdom Securities Ltd, and Co-op Bank of South Sudan Ltd.

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Kingdom Bank Ltd posted a profit before tax (PBT) of Sh820.2 million, while Kingdom Securities Ltd earned Sh89.9 million PBT. Co-op Trust Investment Services Ltd, the bank’s fund management arm, recorded Sh624 million in PBT.

The lender’s total assets increased by 8.6 percent to Sh815.3 billion, while customer deposits rose by 6.7 percent to Sh548.6 billion. Net loans and advances expanded by 6.6 percent to Sh406.5 billion.

“Shareholders’ funds grew 24.5 percent to Sh164.2 billion, boosted by retained earnings growth of Sh12.5 billion. Operating income increased by 13.9 percent to Sh67.4 billion, driven by a 22.8 percent rise in net interest income,” the bank said in a statement.

Operating expenses rose by 15.4 percent, with the cost-to-income ratio improving to 45.1 percent, a significant drop from 59 percent in 2014 when the bank began its growth and efficiency journey.