As we dive into the holiday season with all its cheer, guess who else is joining the party? Yep, you got it—cybercriminals.

According to the Holiday Edition Threats Report by Visa Inc., these digital mischief-makers are on the prowl, especially during festive times when we’re all busy shopping online for our Christmas celebrations.

So, how do we avoid being the target of these cyber grinches and ensure a safe online shopping experience for ourselves and our loved ones? 

Well, here is a list of the top 10 habits to keep us secure during the holiday shopping spree. Check it out and shop with peace of mind!

Stay informed and vigilant
Knowledge is power. Stay informed about the latest security threats and scams that may be prevalent during the holiday season. Be vigilant in recognizing suspicious emails, messages, or websites.

Keep your device updated
Keep your devices, apps, and security software up to date. Regular updates often include essential security patches that protect your devices from vulnerabilities.

Enable Two-Factor Authentication
Add an extra layer of defense by enabling 2FA wherever possible. This additional step ensures that even if your password is compromised, unauthorized access remains a challenge.

Shop from Secure Websites
Look for “https://” in the website address, indicating a secure connection. Avoid making purchases on websites that seem untrustworthy or lack proper security measures.

Beware of Phishing Attempts
Be cautious about unexpected emails or messages, especially those urging urgent action. Avoid clicking on suspicious links and verify the legitimacy of communications directly with the company if in doubt.

Monitor Your Accounts
Regularly review your bank and credit card statements for any unauthorized transactions. Report any discrepancies immediately to your financial institution.

Create Strong Passwords
Use unique and robust passwords for each online account. A combination of letters, numbers, and symbols enhances the strength of your passwords and reduces the risk of unauthorized access.

Limit Public Wi-Fi Usage
Avoid making financial transactions or accessing sensitive information over public Wi-Fi networks. If necessary, consider using a virtual private network (VPN) for an added layer of security.

Secure Your Mobile Devices
Implement security features on your mobile devices, such as PIN codes or biometric authentication. Enable remote tracking and wiping capabilities in case your device is lost or stolen.

Educate Family and Friends
Share these security habits with your loved ones to ensure everyone enjoys a safe and secure holiday season. A collective effort to stay informed and practice good security hygiene enhances the overall safety of the digital community.